Articles on Secure
Internet Payment
or Secure Online
Payment
E-Tailing
on the line 
by Christopher T Heun (2002)
Fear of cyber-thieves remain the biggest drag on the growth of e-commerce.
The major credit-card
companies and banks, along with a few dozen e-retailers, are trying
to address that by developing password-based systems to reduce fraud.
Guaranteed
Transactions, the Quest for the ‘Holy Grail’
by Oliver Steeley (2001)
The legend of the search for the Holy Grail became the principal
quest of the knights of King Arthur and has endured for hundreds
of years in western literature and arts. To celebrate the 5th anniversary
of the beginning of their crusade, this article looks at two of
the most recent developments in the saga from the main protagonists,
VISA and MasterCard - 3D Secure and SPA/UCAF - and highlights the
difficulties they face.
Visa
3-D Secure vs. MasterCard SPA
by GPayments (2002)
A comparison of online authentication standards.
"Visa 3-D Secure and MasterCard SPA have set out to achieve
the same outcome, which is the introduction of authentication
for online payment transactions. [...] We have examined some
of the strength and weaknesses of Visa 3-D Secure and MasterCard
SPA from the perspectives of the participants - Cardholders, issuers,
merchants and acquirers. [...] It would be a remarkable achievement
for Visa to make 3-D Secure ubiquitous as no other organisation
(including Microsoft) has yet been able to bring structure and centralization
to the distributed and often chaotic evolution of the Internet.
[...] Both Visa and MasterCard are facing competition for online
authentication
[...]. There is a chance that neither Visa nor MasterCard will dictate
the standard for online
authentication."
Merging
Digital Wallets with Peer-to-Peer Payments to drive Consumer and
Merchant Adoption
by Jupiter Research (2001)
Why have wallets failed to gain consumer adoption? Why have peer-to-peer
payments
failed to gain adoption at merchant sites?
* * * * * *
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